Included design upgrades
Some Cadence builders temporarily include flooring, counters, fixtures, or appliance packages that would otherwise be paid as options. Ask which lots still carry the credit before you reserve.
Interest-rate buydowns
A buydown uses prepaid points so the note rate — and the monthly principal and interest — is lower. Even a half-point change can shift the payment. Compare lender quotes with and without the builder credit.
Closing-cost help
Appraisal, title, recording, and prepaid items are due at closing. Builders sometimes contribute a limited credit toward those fees. Credits are not cash back and usually must be used at closing.
What to verify in writing
Incentives are lot-specific, lender-specific, and time-limited. Get the amount, expiration date, and any required lender on the purchase agreement addendum — not only on a flyer.
Why a buyer’s agent still matters
Incentives look generous on a sign. Net cost is what you keep after rate, points, HOA, taxes, and option pricing. Dr. Jan Duffy compares Cadence builders side by side so you are not shopping credits in isolation.
Buyer representation on new construction in Cadence Henderson is typically paid by the builder. Call 702-930-8672 or schedule a 15-minute consult before you visit a model park.